Life is not always fair

Have you ever feel that some people seem to be "lucky" in life and get on well in their careers or life and you seem to be left behind?

Pelican @Papudo Beach, Chile July 2019

Imagine if you are the pelican shown above. You have exceptionally long beak that you can't catch any worms on the trees. Your webbed feet would also mean that you cannot perch on the branches of the tree well. So are you are loser?

Absolutely NOT.

We are all different. The key to be able to achieve what we want in life is to look inwards first - what are our strengths and weaknesses? Let us downplay our weaknesses and ensure that we are able to amplify our strengths. We need to be aware of who we are and play our own cards well.

#3 Life is not always fair; seek to gain an advantage. Just like the pelican, the webbed feet allows it to paddle in the water easily and the long beak allows it to catch its prey and drain the water easily. Frederick Taylor (1856-1915), a renowned management science consultant who was known for Taylor's four principles, believed that in everything we do, we should avoid "fair competition" and gain an "unfair advantage".

Being able to gain an advantage will then give us a head-start in life. It is never too late to do so. Same goes for financial planning, how can we manage our finances well? Knowing what we have and how we can go about achieving it, is therefore important. How can we protect ourselves financially and create a leverage for ourselves so that we do not work just for money? What are the ways in achieving what we want since the financial products available cannot be "one size fit all"? Only when we know ourselves well, then we can strategize and design our financial tools accordingly to our needs and wants.

It is okay to be a bird that cannot catch the worm. Let's us be the bird that can catch big fish!